Asset Finance
Asset finance can be used for Equipment leasing, Hire Purchase, or operating leasing. Typically there are broad categories of asset finance. A business will either use secured asset finance to raise capital against existing assets, and/or equipment finance to purchase additional or new assets.
Hire Purchase
- Hire purchase is a simple way to purchase an asset and spread the cost over time.
- You typically pay in monthly instalments, and the item appears on your balance sheet.
- Once all payments are completed have full ownership of the item.
Equipment Leasing
- With Equipment Leasing, the lender buys the asset you need, and rents it to you on a lease.
- This means you have it straight away, and only need to pay a small deposit up front.
- Typically you’ll have to pay the first month’s payment and spread the VAT over the whole period.
- At the end of the lease you’ll usually have the option to continue leasing or buy the asset outright at an agreed price.
Refinance
- Asset refinancing is the process of securing a loan against assets your business already owns.
- This can include buildings, vehicles or equipment.
- The value of the asset dictates the amount you can borrow.
- Asset-backed lending can also be used for wider debt consolidation.
Our Services
Asset
Finance
Funding of plant, machinery, or vehicles or capital raising through refinancing.
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Business
Loans
Unsecured or secured loans to assist with growth, working capital, or expansion.
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Invoice
Finance
Unlock funds tied up in unpaid invoices to help ease working capital.
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Invoice
Finance
Unlock funds tied up in unpaid invoices to help ease working capital.
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Trade
Finance
Gain funding to help you pay your suppliers and creditors.
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Property &
Bridging Finance
Commercial mortgages and bridging finance to assist with property purchases.
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M&A
Finance
Funding to purchase the shares of a business.
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M&A
Finance
Funding to purchase the shares of a business.
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Property &
Bridging Finance
Commercial mortgages and bridging finance to assist with property purchases.
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Trade
Finance
Gain funding to help you pay your suppliers and creditors.
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