Business Loans
Business Loans are typically loans paid back over a particular period of time as agreed by the lender. Whilst popular, unsecured loans can be more expensive than secured finance as there is no security given by the borrower.
Revolving credit lines are becoming more popular as businesses attach more value to no tie-in contracts and flexibility of funds. The cost of capital, however, can be more expensive.
Unsecured Loan
- Amount from £10,000-£750,000
- Unsecured but many lenders will ask for a personal guarantee above a certain limit
- Rates from 5% – 45% APR
- Term 1 – 60 months
Secured Loan
- Term loan secured by assets
- £10,000 – £50,000,000
- Rates from 4% – 30%
- Term 1 – 10 years
Secured by personal or business assets
- This can include a PG & second charge on property
- Revolving Credit Line
- Flexible facility similar to an overdraft
- Dip in and out when required
- Rates vary but typically more expensive than term loans. 1-4% per month
- Flexible. No minimum term
- Securities with a personal guarantee
Our Services
Asset
Finance
Funding of plant, machinery, or vehicles or capital raising through refinancing.
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Business
Loans
Unsecured or secured loans to assist with growth, working capital, or expansion.
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Invoice
Finance
Unlock funds tied up in unpaid invoices to help ease working capital.
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Invoice
Finance
Unlock funds tied up in unpaid invoices to help ease working capital.
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Trade
Finance
Gain funding to help you pay your suppliers and creditors.
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Property &
Bridging Finance
Commercial mortgages and bridging finance to assist with property purchases.
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M&A
Finance
Funding to purchase the shares of a business.
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M&A
Finance
Funding to purchase the shares of a business.
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Property &
Bridging Finance
Commercial mortgages and bridging finance to assist with property purchases.
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Trade
Finance
Gain funding to help you pay your suppliers and creditors.
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